TFSA / RRSP
TFSA vs RRSP: where to hold your ETFs?
The optimal strategy to maximize your tax advantages based on your situation.
April 2026 · 7 min
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FHSA · Real estate
FHSA: the optimal strategy for first-time buyers
The account that combines the TFSA and the RRSP for a first home — and why to open it today.
April 2026 · 7 min
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Canadian ETFs · Dividends
The best dividend ETFs in Canada
CDZ, XDV, VDY, ZDV — four approaches to Canadian dividends, fully compared.
April 2026 · 8 min
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Fees · Brokerage
What is your bank really costing you?
Bank fees can quietly destroy tens of thousands of dollars over 20 years. How much, and how to avoid it.
April 2026 · 10 min
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RRSP · RRIF · TFSA
RRSP, RRIF, TFSA: the drawdown trio
Your RRSP becomes a RRIF at 71. The withdrawal order that minimizes tax in retirement.
July 2026 · 8 min
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Strategy · ETFs
ETFs vs individual stocks
80% of professional managers underperform their index over 10 years. Why would you do better?
April 2026 · 8 min
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Canadian ETFs · Comparison
XEQT vs VEQT: which one in 2026?
Fees, diversification, dividends, historical returns. The two most popular all-in-one ETFs, compared.
March 2026 · 8 min
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Canadian ETFs · Dividends
CDZ vs XDV: quality or yield?
Two iShares ETFs, two opposite philosophies. Which Canadian dividend ETF fits you?
April 2026 · 7 min
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Retirement · Dividends
How much to live off dividends?
The realistic capital needed to cover your expenses without ever touching the principal.
April 2026 · 9 minRead →
Retirement · Planning
Simulate your retirement in 5 minutes
Three variables, one date. Realistic numbers and honest assumptions.
April 2026 · 6 minRead →
QPP · OAS
Deferring your QPP and OAS: the calculation
Up to +58.8% for life. The 2026 amounts, the break-even point, and who it suits.
July 2026 · 8 minRead →
AI · Retirement
Can AI plan your retirement?
What it does well, where it goes wrong, and why it replaces neither a planner nor your data.
July 2026 · 7 minRead →
AI · How to use it
What to ask (and never delegate) to an AI
8 questions where it saves you hours — and 5 decisions never to hand it.
July 2026 · 6 minRead →
Verification · Resources
Fact-checking AI: the official sources
Where to verify what an AI claims about your retirement, in three layers.
July 2026 · 6 minRead →